Resources & Guides

The Exclusive Realtor Partner of Rentals by Ralph If you are in search of a quality realtor who combines decades of local expertise with a veteran’s discipline, Michael Abernathy is the only choice. At Rentals by Ralph, we don’t just recommend him—he is the only realtor we use and trust for our property needs and for our clients’ transitions into homeownership. Meet Michael Abernathy Michael Abernathy, Managing Broker Managing Broker | U.S. Air Force Veteran | "The Guy Who Kn

Follow this schedule to ensure a stress-free transition into your new home. Phase 1: Immediately After Approval [ ] Pay Move-In Funds:  Log into the Resident Portal to pay your security deposit and any applicable administrative fees to secure the property. [ ] Sign the Lease:  Ensure all residents aged 18+ have electronically signed the lease agreement. [ ] Submit Renter’s Insurance:  Provide proof of a policy that meets the requirements outlined in your lease. Keys can

How to Prepare for Success Before You Tour In a competitive market, the best properties move fast. Being "application-ready" means you can submit your paperwork the moment you find the perfect home. Use this checklist to get organized. Phase 1: Financial Health & Credit Most landlords use automated screening software. Knowing what is on your report beforehand prevents surprises. [ ] Run Your Own Credit Report:  Use a free service to check for any outstanding collections or

A Step-by-Step Guide to Buying Success Buying a home is likely the largest financial investment you will ever make. Success depends on two things: financial readiness  and market education . Use this checklist to track your progress and prepare for a smooth closing. Phase 1: Financial Foundation (6–12 Months Out) Before looking at houses, you must look at your data. Lenders look for stability and low risk. [ ] Check Your Credit Score:  Aim for 620+ for a conventional loan,